Renters Insurance Spring Hill Florida Area l FL Renters Insurance

Florida Renters Insurance Info (Spring Hill, FL Area)

We offer more affordable Spring Hill, Florida area renters insurance

policies that have flexibility to meet your individual needs and above all,

provide you with the security that comes only from the knowledge that

your home is safe. If you live in an apartment or a rented house, a Florida
renters insurance policy covers you and your possessions. A

standard renters insurance policy protects your personal property in

many cases of theft or damage, and may pay for temporary living

expenses if your rental is damaged so seriously you can't live in it. Florida
renters insurance can also protect you from personal liability.

The standard Florida renters insurance policy covers the actual

cash value of personal property. Payments are based on the

replacement cost of the property minus a deduction for physical

depreciation and obsolescence. If you add replacement cost coverage

(for an additional premium), the insurance company will pay one of the

two amounts below, whichever is lower?

1. The cost to replace the property with a similar type and quality of
property without a deduction for depreciation.

2. The full cost to repair at the time of the loss.

Florida renters insurance policy is a popular form of personal insurance
and usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture, CDs, stereo and clothes). You
choose a dollar amount limit (what you think your possessions are worth) when you purchase a
Spring Hill, Florida area renters insurance policy.

Coverage D - covers loss of use - the expenses you face when your apartment can't be used due
to an insured loss. This is usually 20% of your personal property limit.

Coverage E - covers your personal liability claims and suits for bodily injury or property damage.
You choose this limit when you purchase the Florida renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even if you were not at fault.
The policy normally includes limits of $1,000 per person.

A Florida renters insurance policy covers "named perils" listed on your policy and usually include the
following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft, Vehicles, Smoke, Vandalism,
Falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam,
Sudden and accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental
damage from artificially generated electrical current , Volcanic eruptions (doesn't include earthquake
or tremors)

Click on the link below to fill out a secure quote request form for a Spring Hill, Florida area Renters

Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can

speak with our Florida Renters Insurance agent specialist toll free at (800) 211-5095 to discuss the

policy features in more detail.

Click here to fill out a

Florida Renters Insurance

policy quote request form

**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.

We are a Spring Hill, Florida insurance agency offering affordable Florida renters insurance

policy services in the following cities and counties in Florida: Hudson, New Port Richey,

Holiday, Brooksville, Aripeka, Bayonet Point, Port Richey, Gulf Harbors, Elfers, Anclote, Tarpon

Springs, Palm Harbor, Land O' Lakes, Masaryktown, Garden Grove Esates, Spring Lake,

Weeki Wachee, Bayport, Brooksville, Istachatta, Pineola, Nobleton, Bushnell, Sumterville,

Center Hill, Webster, Linden, Mascotte, Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee,

Dade City, Blanton, San Antonio, St. Leo, Zephyrhills, Crystal Springs, Wesley Chapel, Pasco,

Darby, Odessa, Richland, Lumberton, Homosassa Springs, Hernando County, Pinellas

County, Citrus County, Hillsborough County, and Pasco County, FL. We also offer Florida

renters insurance policy services throughout the Sunshine state, including Winter Haven,

Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, Ft. Lauderdale, and

Jacksonville, FL.