Florida Builders Risk Insurance Information
Florida builders risk insurance provides coverage for buildings
that are under construction. The construction can be new, a remodel,
or repair. Coverage includes materials at the work site before they are
installed, any materials intended for the work site that are in transit, and
the value of the new, remodeled, or repaired property being built until
it's completed and the owner accepts the work.
Florida builders risk insurance coverage can also be purchased
for specific home improvement projects such as a new room addition,
a deck or a remodeled kitchen.
Those who should seriously consider purchasing Florida
builders risk insurance include general contractors, subcontractors,
home builders, home renovators, real estate developers, building
owners, colleges and universities, and municipalities.
A Spring Hill, Florida area builders risk insurance policy includes
perils such as theft, vandalism, fire, wind storm, lightning, and hail.
Most policies offer limited coverage for collapse. Standard exclusions
include earthquake, flood, weather damage to property in the open,
water damage, employee theft, mechanical breakdown, war,
government action, contract penalty, and voluntary parting. Another
important exclusion is for damage resulting from faulty design,
planning, workmanship and materials. Florida builders risk
insurance is meant to offer coverage for accidental events and not for
poor construction. Earthquake and flood coverage can usually be
added to the policy for an additional cost.
Who Is Insured
The named insured of a Florida builders risk insurance policy is usually the contractor or developer
of the property. However, it may be the building owner or homeowner if they are responsible for
insuring the property while under construction, particularly when the construction is a remodel or
repair. A mortgagee or lien holder may be added as an additional insured.
Economy Insurance Mart has the experience to analyze and recommend the correct builders risk
insurance coverage for your Florida business. Our strong relationships with insurers results in direct
cost savings for our clients.
Click on the link below to fill out a secure quote request form for a Spring Hill, Florida area builders
risk insurance policy that regardless of whether you're a large employer or a small business, will
provide exceptional insurance coverage for your business or renovation at an affordable cost. Or
you can speak with our Florida builders risk insurance specialist toll free at (800) 211-5095 to
discuss the policy features in more detail.
**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.
We are a Spring Hill, Florida insurance agency offering experienced Florida builders risk
insurance policy services to small business in the following cities and counties in Florida:
Hudson, New Port Richey, Holiday, Brooksville, Aripeka, Bayonet Point, Port Richey, Gulf
Harbors, Elfers, Anclote, Tarpon Springs, Palm Harbor, Land O' Lakes, Masaryktown, Garden
Grove Esates, Spring Lake, Weeki Wachee, Bayport, Brooksville, Istachatta, Pineola,
Nobleton, Bushnell, Sumterville, Center Hill, Webster, Linden, Mascotte, Tarrytown, Ridge
Manor, Catherine, Trilby, Lacoochee, Dade City, Blanton, San Antonio, St. Leo, Zephyrhills,
Crystal Springs, Wesley Chapel, Pasco, Darby, Odessa, Richland, Lumberton, Homosassa
Springs, Hernando County, Pinellas County, Citrus County, Hillsborough County, and Pasco
County, FL. We also offer Florida builders risk insurance policy services throughout the
Sunshine state, including Winter Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg,
Tallahassee, Ft. Lauderdale, and Jacksonville, FL.
Contractors insurance specialists in Florida!
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Builders Risk
Economy Insurance Mart
7377 Spring Hill Drive
Spring Hill, Florida 34606
Hernando County, FL
Phone: (352) 688-0109
Phone: (352) 684-5353
Toll Free: (800) 211-5095
Fax: (352) 688-6050
Fax: (352) 684-5357