Florida Commercial Marine Insurance
We offer a complete line of insurance coverages for Florida
commercial marine contractors. These coverages include Wharf
Owners Liability (Wharfinger), Stevedoer's Legal Liability, Terminal
Operators Legal Liability, Ship Repairer's Legal Liability, Maritime
Employers Liability (MEL), and Workers Compensation Insurance,
including United States Longshoreman and Harbor Act.
Click on the link below to fill out a quote request form for Florida commercial
marine insurance that will provide your large, mid-sized, or small business
with excellent insurance protection at an affordable cost. Or you can call us
toll free at (800) 211-5095 to discuss the policy features.
Will cover your (the insured's) liability for loss or damage to ships, their
cargoes, wharves, piers, and docks while the ship is being either loaded
or unloaded.
Under a CGL (Casualty Policy) a stevedore can obtain insurance
coverage for most of the exposures encountered. However, a CGL's
care, custody and control exclusion does not give him protection for
damage to the area of the ship or the dock in which he may be working.
Will cover your client's liability for physical loss or damage to vessels,
equipment and their cargoes, freight or other interest while in your (the
insured's) custody at landing or mooring facilities owned or operated by
you (the insured).
Covers marine terminal operators legal liability for loss or damage to cargo
while in your (the insured's) care, custody or control (docks, piers, wharves
or terminals). It may also include stevedores and wharfingers liability for
loss or damage to the property of others arising out of your (the insured's)
performance as terminal operator.
Covers contractors liability for altering or repairing a customers vessel at
their shipyard, at sea, or at other locations. The policy additionally covers
you (the insured) while the customers property is under the care,
custody, and control of your business.
Masters and members of the crew are not restricted to statutory compensation
acts (State Workers Compensation) and may sue their employers for injuries
sustained in the course of employment. This is stipulated under federal law
named "The Jones Act".
A Maritime Employers Liability insurance policy covers employers potential
liability under the Jones Act in excess of a deduction or retention. A $25,000
sub-limit is generally available from your (the insured's) Workers
Compensation Insurance. A Maritime Employers Liability insurance policy is
often attached as excess to this amount.
The Longshore Harbor Worker's Compensation Act or USL&H, provides
compensation to an employee if an injury or death occurs upon navigable
waters of the United States. This includes any adjoining dry dock, wharf,
pier, terminal, marine railway, building-way or other adjoining area usually
used by an employer in loading, repairing, dismantling, unloading, or
building a vessel.
Unlike Florida State Workers Compensation Insurance, which is regulated,
Longshore Harbor Workers Compensation claims fall under the jurisdiction
of the U.S. Department of Labor. Longshore Harbor Workers
Compensation claims can have a higher benefits schedule, more severe
penalties and very serious legal ramifications for non-compliance.
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance

Please be advised that insurance coverage cannot be bound, changed or confirmed
via voicemail, email, fax or online at the agency's website. You must speak directly
with a licensed insurance agent.
We are a Spring Hill, Florida insurance agency offering experienced Florida
commercial marine insurance policy services to small business in the
following cities and counties in Florida: Hudson, New Port Richey, Holiday,
Brooksville, Aripeka, Bayonet Point, Port Richey, Gulf Harbors, Elfers,
Anclote, Tarpon Springs, Palm Harbor, Land O' Lakes, Masaryktown,
Garden Grove Esates, Spring Lake, Weeki Wachee, Bayport, Brooksville,
Istachatta, Pineola, Nobleton, Bushnell, Sumterville, Center Hill, Webster,
Linden, Mascotte, Tarrytown, Ridge Manor, Catherine, Trilby, Lacoochee,
Dade City, Blanton, San Antonio, St. Leo, Zephyrhills, Crystal Springs,
Wesley Chapel, Pasco, Darby, Odessa, Richland, Lumberton, Homosassa
Springs, Hernando County, Pinellas County, Citrus County, Hillsborough
County, and Pasco County, FL. We also offer Florida commercial marine
insurance policy services throughout the Sunshine state, including Winter
Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, Ft.
Lauderdale, and Jacksonville, FL.
Contractors insurance specialists in Florida!
Workers Compensation
General Liability
Commercial Auto
Builders Risk
Equipment Floaters
Errors & Omissions
Economy Insurance Mart
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Commercial Marine
Economy Insurance Mart
7377 Spring Hill Drive
Spring Hill, Florida 34606
Hernando County, FL
Phone: (352) 688-0109
Phone: (352) 684-5353
Toll Free: (800) 211-5095
Fax: (352) 688-6050
Fax: (352) 684-5357